Mortgage

Is This Your Situation: Wondering About Closing Costs?

When saving for a home, most people are primarily worried about saving up the cost of a down payment. But as all your homeowner friends will tell you when you start seriously looking for homes, there’s more to the cost of a home than the sticker price. When you close a mortgage, you have to […]

amandasearlerealtor | May 23, 2022

Is This Your Situation: Thinking About Buying Your First Home?

It’s not unusual to angst over your first home purchase. After all, it’s a huge investment, and it determines where you’ll be living for the next several years. How can you be sure that a home purchase is the right move for you? There’s no way to know what the future holds, but these four […]

amandasearlerealtor | Feb 15, 2022

IRS Presents Filing Tips For 2022

The IRS is encouraging taxpayers to make sure they’re well-informed about their tax situation as the filing deadline approaches. The key topics include special steps related to charitable contributions, economic impact payments and advance child tax credit payments. Here are some key items for taxpayers to know before they file next year. Changes to the […]

amandasearlerealtor | Feb 8, 2022

When Is It Time To Refinance Your Home?

When you refinance, you get a new mortgage to pay off your existing mortgage. At first, this may seem like a bad decision on its face. Getting a new mortgage takes time and money, so why should you want to do it? But there are a few reasons to consider refinancing. One reason to consider […]

amandasearlerealtor | Jan 17, 2022

Financing A Home In Need Of Renovation Or Updating

Finding the perfect home isn’t always easy. Sometimes, the home you prefer has the character, layout, or amenities but needs renovating and/or updating. You might have the perfect home in mind, but you know it has to be renovated before you can settle in with your family. If this sounds like your situation, it’s important […]

amandasearlerealtor | Mar 3, 2021

Ways To Save On Your New Construction Purchase

It may seem impossible to get any kind of deal in this aggressive market – especially when buying a new home from a builder. They seem to be holding all the cards right now don’t they? Not so fast, there are some strategies you can employ with your agent to try and save a little […]

amandasearlerealtor | Jan 13, 2021

What Does The Feds Recent Announcement About 0% Interest Rates Mean For Mortgages?

Recently, the Federal Reserve announced that federal funds rate staying at 0% probably until 2023.  I’m getting a lot of inquires about what does this mean for mortgage rates?  Alex Stewart from Bank Of England, one of our preferred lenders, sent out this video to the Realtors that he frequently works with.  I thought was […]

amandasearlerealtor | Dec 22, 2020