mortgage options

Renovation Loans Explained: How to Buy and Renovate a Home in One Loan

If you’ve ever walked into a house and thought, “This could be amazing, but it needs work,” you’re not alone. This is one of the most common situations buyers run into, especially in Jacksonville’s older neighborhoods where character often comes with a to-do list. If you want to buy and renovate a home in Jacksonville, […]

amandasearlerealtor | Apr 1, 2026

Adjustable Rate Mortgages: The Antidote To Higher Rates?

When interest rates are high, many homebuyers turn to adjustable-rate mortgages, better known as ARMs. That’s because these mortgages typically come with initial interest rates that are lower than what they’d get when applying for a standard 30-year or 15-year fixed-rate mortgage. Those lower initial rates mean lower monthly mortgage payments. That’s the good news. […]

amandasearlerealtor | Mar 6, 2023

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