Retirement

New Year New Home – Things to Consider When Buying and Selling

Is Buying a Home Right for You Right Now? Whether buying a home is right for you right now depends on a variety of factors, including your personal circumstances, financial situation, and long-term goals. Here are some considerations to help you determine if it’s the right time for you to buy a home: Ultimately, the […]

amandasearlerealtor | Jan 2, 2024

New Law Ushers in Major Retirement Changes

There’s been buzz about new retirement plan provisions for weeks, and now they’re final, bringing about changes to various federal rules and adding flexibility for current and future retirees. The Secure 2.0 Act of 2022, part of the Consolidated Appropriations Act of 2023, includes the following modifications, some of which are immediate, and others that […]

amandasearlerealtor | Jan 4, 2023

401(k) And IRA Limits Rise For 2023

The IRS has announced that the amount individuals can contribute to their 401(k) plans in 2023 has increased to $22,500, up from $20,500 for 2022. This also applies to 403(b), most 457 plans, and the federal government’s Thrift Savings Plan. Also increasing is the catch-up contribution limit for employees aged 50 and over who participate in […]

amandasearlerealtor | Dec 30, 2022

Reverse Mortgage: Right For You?

If you’re 62 years of age or older and want money to supplement your income, you might consider a reverse mortgage. You’ll be able to convert part of your home equity into cash without having to sell your home or keep paying your mortgage. In a reverse mortgage, a lender pays you what amounts to […]

amandasearlerealtor | Jul 26, 2022

When Is It Time To Refinance Your Home?

When you refinance, you get a new mortgage to pay off your existing mortgage. At first, this may seem like a bad decision on its face. Getting a new mortgage takes time and money, so why should you want to do it? But there are a few reasons to consider refinancing. One reason to consider […]

amandasearlerealtor | Jan 17, 2022

Is This Your Situation: Buying A Retirement Condo?

Is This Your Situation: Buying a Retirement Condo? It’s common for people nearing retirement to think about a move. Maybe the house in which you raised your family is too big now that the kids have moved out. Maybe you chose your house because it was an easy drive from your workplace or because it […]

amandasearlerealtor | Nov 15, 2021

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