First Time Home Buyer

Adjustable Rate Mortgages: The Antidote To Higher Rates?

When interest rates are high, many homebuyers turn to adjustable-rate mortgages, better known as ARMs. That’s because these mortgages typically come with initial interest rates that are lower than what they’d get when applying for a standard 30-year or 15-year fixed-rate mortgage. Those lower initial rates mean lower monthly mortgage payments. That’s the good news. […]

amandasearlerealtor | Mar 6, 2023

1648 Liberty Street Jacksonville FL 32206

Once the residence of Jacksonville Philanthropist, Dorcas Drake (whose name you will note on the transom over the front door), this updated historic home in Springfield won’t disappoint. **Bonus – NEW ROOF** Meet the neighbors or sip your morning coffee on the large front. porch. The foyer is a perfect place to drop your shoes […]

amandasearlerealtor | Oct 31, 2022

New Listing! 101 E 11th Street

Welcome to your own private, little bungalow on one of Springfield’s less familiar streets! The first thing you’ll notice is a welcoming front porch with its own porch swing waiting for you. The home retains much of its original character including hardwood floors, two fireplaces with Ionic columns, and trim throughout. As you enter, you’ll […]

amandasearlerealtor | Sep 9, 2022

How To Pick The Perfect House In 10 Minutes

Finding the perfect house isn’t easy. However, if you put in the work and you know what you’re looking for, it could be love at first sight. Finding the perfect house in 10 minutes doesn’t mean you search online and 10 minutes later you have the right house. Instead, it means doing the prep work […]

amandasearlerealtor | Aug 1, 2022

How To Present An Offer A Seller Will Love

Searching for a home is only one part of the process when you’re ready to move. After you find the right home, you have to make an offer the seller will accept. This may put you up against other home buyers, which can make the process stressful. Here are a few tips to help you […]

amandasearlerealtor | Jul 11, 2022

Keep An Eye On These Overvalued Housing Markets

According to Forbes the housing pandemic boom could be dawing to a close and with mortgage rates rising, in some markets, homes are sitting on the market a little longer causing sellers to begin lowering prices. Forbes reached out to Core Logic to assess the market risk of around 4 metropolitan areas. Jacksonville is on […]

amandasearlerealtor | Jun 9, 2022

Is This Your Situation: Wondering About Closing Costs?

When saving for a home, most people are primarily worried about saving up the cost of a down payment. But as all your homeowner friends will tell you when you start seriously looking for homes, there’s more to the cost of a home than the sticker price. When you close a mortgage, you have to […]

amandasearlerealtor | May 23, 2022

Home Insurance Tips, Trends, And Issues: Get An Inventory

We have all seen coverage of wildfires, tornadoes and other natural disasters. The news coverage usually end up with homeowners asking, “Where do I start—everything is gone!” Losing a home in a fire, flood or earthquake maybe the most devastating experience a homeowner has to live through. But you can make recovery easier by preparing […]

amandasearlerealtor | May 10, 2022

15 Things To Know Before Buying A House

Buying a house is a huge decision. For most, it’s the largest financial transaction of their lives. If you plan to buy a home this year, you need to be prepared. Here are 15 things you must know before buying a house. Ignore the National Media Both buyers and sellers should ignore what the national […]

amandasearlerealtor | Apr 30, 2022

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