Closing Costs

Is This Your Situation? Not Sure How To Jump Start The Home Buying Process?

Finding the right house and getting a good deal can mean the difference between living in your castle – however small your kingdom may be – and dwelling in a home that consumes too much of your paycheck.  Here are five important questions to ask before you buy. 1. How much house do I qualify for? Getting prequalified for […]

amandasearlerealtor | Jan 10, 2022

How To Buy A Home With A Small Down Payment

You’re ready to stop living in a rented apartment or home, but you don’t have much money to put down on a home. Maybe you have some money saved, but not nearly enough to make a 20% down payment on the type of home you’d really like to own. If you don’t have much money […]

amandasearlerealtor | Jan 3, 2022

When The Home You Love Gets Multiple Offers, What To Do

This market is on fire and it’s not anticipated to slow down any time soon. Many buyers are getting frustrated that homes are going under contract within hours of hitting the market and often with multiple offers. Here are a few tips to try and win out that situation and nail the home you love… […]

amandasearlerealtor | Apr 28, 2021

Ways To Save On Your New Construction Purchase

It may seem impossible to get any kind of deal in this aggressive market – especially when buying a new home from a builder. They seem to be holding all the cards right now don’t they? Not so fast, there are some strategies you can employ with your agent to try and save a little […]

amandasearlerealtor | Jan 13, 2021

What Does The Feds Recent Announcement About 0% Interest Rates Mean For Mortgages?

Recently, the Federal Reserve announced that federal funds rate staying at 0% probably until 2023.  I’m getting a lot of inquires about what does this mean for mortgage rates?  Alex Stewart from Bank Of England, one of our preferred lenders, sent out this video to the Realtors that he frequently works with.  I thought was […]

amandasearlerealtor | Dec 22, 2020

6 Tips For Buying A Luxury Property

Buying a luxury property is quite different compared to buying an average home. Luxury is usually defined by a sales price of $500,000 or more. A property doesn’t require a specific size, design or style to be put into the luxury category. Jacksonville, Florida has a flourishing luxury market, which has gained plenty of popularity […]

amandasearlerealtor | Dec 22, 2020

5 Warning Signs You Will Have Buyer’s Remorse

Buying a home is a huge deal and usually the largest purchase you will make in your life. The last thing you want is to have buyer’s remorse after you’ve signed the papers. Here are a few warning signs that you might be setting yourself up for buyer’s remorse with your home purchase. You didn’t […]

amandasearlerealtor | Dec 21, 2020

Common Closing Costs For Buyers

You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the required amount for: Down payment Loan […]

amandasearlerealtor | Dec 18, 2020

How To Not Get Outbid On A Home You Love

House hunting can be a stressful process, especially if you get outbid on the home you really want – which is happening more and more in this market. There are ways to ensure you don’t get outbid and it all starts with hiring a good real estate agent. Once you have the right agent on […]

amandasearlerealtor | Dec 14, 2020

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