real estate

What credit score do first-time buyers need in Jacksonville in 2026?

When you’re buying your first home in Jacksonville, your credit score shapes everything: loan options, interest rate, and monthly payment. The good news is you do not need “perfect” credit to become a homeowner here in 2026. Most lenders in Jacksonville can work with first-time buyers starting in the mid-600s for many conventional loans, and […]

amandasearlerealtor | Feb 12, 2026

Neighborhood Spotlight: Murray Hill

Meet Murray Hill! This vibrant, historic neighborhood is known for its walkable streets, locally loved restaurants, and strong sense of community. With classic bungalows, creative energy, and neighborhood pride, Murray Hill offers a laid-back vibe with a lot of heart. Check out some of our favorites: Favorite Restaurant: Chancho King 1120 Edgewood AVE S, Jacksonville, […]

amandasearlerealtor | Feb 11, 2026

How Buyers Are Getting Homes Before They Hit Zillow

Discover how Jacksonville buyers are finding homes before they hit Zillow using Coming Soon listings, agent networks, and custom saved searches -especially in Springfield, Riverside, Avondale, Murray Hill, and San Marco. If Zillow Feels Too Late… You’re Not Wrong If it feels like every home you love in Jacksonville is already under contract by the […]

amandasearlerealtor | Feb 10, 2026

Is it cheaper to rent or buy in Jacksonville right now?

If you’re torn between renewing your lease or buying your first home in Jacksonville, you’re not alone. With rates higher than a few years ago but more homes to choose from, the rent-versus-buy math is more nuanced than a simple “buying is always better.” Recent 2026 forecasts show Jacksonville as relatively buyer-friendly compared with many […]

amandasearlerealtor | Feb 9, 2026

New Year New Home – Things to Consider When Buying and Selling

Is Buying a Home Right for You Right Now? Whether buying a home is right for you right now depends on a variety of factors, including your personal circumstances, financial situation, and long-term goals. Here are some considerations to help you determine if it’s the right time for you to buy a home: Ultimately, the […]

amandasearlerealtor | Jan 2, 2024

Why Sell Your Home During the Holidays?

The holiday season is often associated with festivities, family gatherings, and cozy moments by the fireplace. It’s a time when many people put their real estate plans on hold, assuming that buying or selling a home during this period is not ideal. However, the reality is quite different. In fact, selling your home during the […]

amandasearlerealtor | Nov 7, 2023

15 Things You Must Know Before Selling Your House

The list of things you should probably know before you sell a house could probably fill a book. However, there are some things you must know and some things you can trust a real estate agent to help you with. Here are 15 things you must know before selling a house. Do you have a […]

amandasearlerealtor | May 24, 2023

Adjustable Rate Mortgages: The Antidote To Higher Rates?

When interest rates are high, many homebuyers turn to adjustable-rate mortgages, better known as ARMs. That’s because these mortgages typically come with initial interest rates that are lower than what they’d get when applying for a standard 30-year or 15-year fixed-rate mortgage. Those lower initial rates mean lower monthly mortgage payments. That’s the good news. […]

amandasearlerealtor | Mar 6, 2023

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