how to buy a house

Adjustable Rate Mortgages: The Antidote To Higher Rates?

When interest rates are high, many homebuyers turn to adjustable-rate mortgages, better known as ARMs. That’s because these mortgages typically come with initial interest rates that are lower than what they’d get when applying for a standard 30-year or 15-year fixed-rate mortgage. Those lower initial rates mean lower monthly mortgage payments. That’s the good news. […]

Amanda Searle | Mar 6, 2023

New Listing! 101 E 11th Street

Welcome to your own private, little bungalow on one of Springfield’s less familiar streets! The first thing you’ll notice is a welcoming front porch with its own porch swing waiting for you. The home retains much of its original character including hardwood floors, two fireplaces with Ionic columns, and trim throughout. As you enter, you’ll […]

Amanda Searle | Sep 9, 2022

How To Pick The Perfect House In 10 Minutes

Finding the perfect house isn’t easy. However, if you put in the work and you know what you’re looking for, it could be love at first sight. Finding the perfect house in 10 minutes doesn’t mean you search online and 10 minutes later you have the right house. Instead, it means doing the prep work […]

Amanda Searle | Aug 1, 2022

How To Present An Offer A Seller Will Love

Searching for a home is only one part of the process when you’re ready to move. After you find the right home, you have to make an offer the seller will accept. This may put you up against other home buyers, which can make the process stressful. Here are a few tips to help you […]

Amanda Searle | Jul 11, 2022

Keep An Eye On These Overvalued Housing Markets

According to Forbes the housing pandemic boom could be dawing to a close and with mortgage rates rising, in some markets, homes are sitting on the market a little longer causing sellers to begin lowering prices. Forbes reached out to Core Logic to assess the market risk of around 4 metropolitan areas. Jacksonville is on […]

Amanda Searle | Jun 9, 2022

Is This Your Situation: Wondering About Closing Costs?

When saving for a home, most people are primarily worried about saving up the cost of a down payment. But as all your homeowner friends will tell you when you start seriously looking for homes, there’s more to the cost of a home than the sticker price. When you close a mortgage, you have to […]

Amanda Searle | May 23, 2022

15 Things To Know Before Buying A House

Buying a house is a huge decision. For most, it’s the largest financial transaction of their lives. If you plan to buy a home this year, you need to be prepared. Here are 15 things you must know before buying a house. Ignore the National Media Both buyers and sellers should ignore what the national […]

Amanda Searle | Apr 30, 2022

10 Home Inspection Items That You Cannot Ignore

Warning: 10 Home Inspection Items that You Cannot Ignore During the home buying process, you will have the opportunity to have a home inspection done. This is an important part of the process and cannot be ignored. Here’s our list of 10 home inspection items you simply cannot ignore. The Buyer is Responsible for the […]

Amanda Searle | Mar 15, 2022

Is This Your Situation: Thinking About Buying Your First Home?

It’s not unusual to angst over your first home purchase. After all, it’s a huge investment, and it determines where you’ll be living for the next several years. How can you be sure that a home purchase is the right move for you? There’s no way to know what the future holds, but these four […]

Amanda Searle | Feb 15, 2022

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