Your property may be one of your biggest financial assets and investments, but once you decide to sell, everyone will tell you it’s more of an emotional journey. After all, you’re selling a place you’ve had for a long time with lots of memories tied to it. Here are some suggestions to help you stay […]
Is Buying a Home Right for You Right Now? Whether buying a home is right for you right now depends on a variety of factors, including your personal circumstances, financial situation, and long-term goals. Here are some considerations to help you determine if it’s the right time for you to buy a home: Ultimately, the […]
One of Jacksonville’s most unique features is the St. Johns River that runs right through out city. There is actually a Northbank and Southbank of downtown. Our river defines out great city and is one of our greatest assets. Here are some great facts to check out:
There’s been buzz about new retirement plan provisions for weeks, and now they’re final, bringing about changes to various federal rules and adding flexibility for current and future retirees. The Secure 2.0 Act of 2022, part of the Consolidated Appropriations Act of 2023, includes the following modifications, some of which are immediate, and others that […]
The IRS has announced that the amount individuals can contribute to their 401(k) plans in 2023 has increased to $22,500, up from $20,500 for 2022. This also applies to 403(b), most 457 plans, and the federal government’s Thrift Savings Plan. Also increasing is the catch-up contribution limit for employees aged 50 and over who participate in […]
If you’re 62 years of age or older and want money to supplement your income, you might consider a reverse mortgage. You’ll be able to convert part of your home equity into cash without having to sell your home or keep paying your mortgage. In a reverse mortgage, a lender pays you what amounts to […]
When you refinance, you get a new mortgage to pay off your existing mortgage. At first, this may seem like a bad decision on its face. Getting a new mortgage takes time and money, so why should you want to do it? But there are a few reasons to consider refinancing. One reason to consider […]
Is This Your Situation: Buying a Retirement Condo? It’s common for people nearing retirement to think about a move. Maybe the house in which you raised your family is too big now that the kids have moved out. Maybe you chose your house because it was an easy drive from your workplace or because it […]
