Qualifying For A Loan – What Do I Need To Qualify

Before you start searching for your new home, the first step is to speak with a lender and determine your budget. This is being pre-qualified for a loan. Once you find the right home, then your lender will order an appraisal of the property and complete your financing. If this is your first home purchase, … Continue reading Qualifying For A Loan – What Do I Need To Qualify

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Rent vs. Buy — What’s Best for You

"Should I buy a house or just rent?" That's a question that has been around for a long time and will likely remain a hot topic for many years yet to come. The reason there will never be one right answer is because the housing market is constantly changing and evolving just as we do. … Continue reading Rent vs. Buy — What’s Best for You

Summer Temperatures and Mortgage Rates on the Rise

It’s officially summertime and the temperatures are not the only thing on the rise. The week of June 24 saw the biggest increase in mortgage rates in 26 years.  “In the short run, [the week of June 24] half a percentage point increase could push some home shoppers out of the market while spurring others … Continue reading Summer Temperatures and Mortgage Rates on the Rise